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	<title>Atlanta Planning Guys &#187; Long Term Care Insurance</title>
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	<description>Atlanta Planning Guys is an informal blog  in which CERTIFIED FINANCIAL PLANNER™ professional, Cass Chappell , of Chappell Financial Group,  shares his ideas and opinions with the general public.</description>
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		<title>&#8220;How Much Long Term Care Insurance Do I Need?&#8221;</title>
		<link>http://atlantaplanningguys.com/?p=1460</link>
		<comments>http://atlantaplanningguys.com/?p=1460#comments</comments>
		<pubDate>Tue, 01 Mar 2011 14:24:45 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Long Term Care Insurance]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Daily Benefit]]></category>
		<category><![CDATA[nest egg]]></category>
		<category><![CDATA[Retirement Planning]]></category>

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		<description><![CDATA[ 
 
Summary
• The ultimate goal of purchasing a long term care insurance policy is to guard against spending more than your nest egg will allow, thus protecting your, and your family’s, assets.
• Buy an insurance amount equal to the increased spending that may result from the incapacitation NOT the full amount of the cost of the incapacitation.
• It is [...]]]></description>
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		<title>Lessons from the Sandwich Generation</title>
		<link>http://atlantaplanningguys.com/?p=1148</link>
		<comments>http://atlantaplanningguys.com/?p=1148#comments</comments>
		<pubDate>Mon, 04 Oct 2010 19:48:19 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Long Term Care Insurance]]></category>
		<category><![CDATA[Assisted Living Facilities]]></category>
		<category><![CDATA[conflicting responsibilities]]></category>
		<category><![CDATA[elder care]]></category>
		<category><![CDATA[having children later]]></category>
		<category><![CDATA[planning ahead]]></category>
		<category><![CDATA[Sandwich Generation]]></category>
		<category><![CDATA[skilled nursing care]]></category>
		<category><![CDATA[unskilled nursing care]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=1148</guid>
		<description><![CDATA[Last week we went over a few things to consider when unexpected money shows up on your doorstep. While that is a great financial “dilemma” to encounter, let’s focus for a moment on the complete inverse of this situation. Fortunately, modern medicine has made it so that American’s are living much longer than in past [...]]]></description>
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		<title>Long Term Care Insurance &#8211; When Should I Buy It?</title>
		<link>http://atlantaplanningguys.com/?p=281</link>
		<comments>http://atlantaplanningguys.com/?p=281#comments</comments>
		<pubDate>Mon, 18 May 2009 14:52:38 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Long Term Care Insurance]]></category>
		<category><![CDATA[disability insurance]]></category>
		<category><![CDATA[elder care]]></category>
		<category><![CDATA[financial situation]]></category>
		<category><![CDATA[home health care]]></category>
		<category><![CDATA[insurability]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[long term care expense]]></category>
		<category><![CDATA[nest egg]]></category>
		<category><![CDATA[sustainable withdrawals]]></category>

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One could ask this question of several different people and get several different answers. 
 
Insurance agent: &#8220;Now.  You can potentially lock in the rate and you don&#8217;t have to worry about whether you will be insurable in the future.  Something could happen to you today that might render you in need of long term care for [...]]]></description>
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		<title>LTCI: How can I protect my assets?</title>
		<link>http://atlantaplanningguys.com/?p=67</link>
		<comments>http://atlantaplanningguys.com/?p=67#comments</comments>
		<pubDate>Mon, 10 Nov 2008 16:06:08 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Long Term Care Insurance]]></category>
		<category><![CDATA[aging]]></category>
		<category><![CDATA[asset protection]]></category>
		<category><![CDATA[home health care]]></category>
		<category><![CDATA[Long Term Care]]></category>
		<category><![CDATA[nursing home]]></category>

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		<description><![CDATA[
These rocky times in the market have certainly got plenty of us on edge about what our money is doing for us.  I felt like this was a great opportunity to use the current state of affairs to highlight another tool that helps protect our clients.  No&#8230;Long Term Care (LTC) Insurance will not keep your [...]]]></description>
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