Archive for the ‘Insurance’ Category
Tuesday, March 1st, 2011 by Cass Chappell, CFP®
Summary
• The ultimate goal of purchasing a long term care insurance policy is to guard against spending more than your nest egg will allow, thus protecting your, and your family’s, assets.
• Buy an ...
more »
Tags: Daily Benefit, Long Term Care Insurance, nest egg, Retirement Planning
Posted in Insurance, Long Term Care Insurance, Uncategorized | No Comments »
Monday, October 18th, 2010 by Cass Chappell, CFP®
Affordable Care Act gives an option to those for whom healthcare was previously unavailable.
**This post does not address issues for those with Medicaid**
In March of 2010, Congress passed, and President Obama ...
more »
Tags: Georgia health insurance, Georgia Individual Health Insurance, Health Care Reform, PCIP, Pre-existing Condition Insurance Plan
Posted in Health Insurance, Insurance | No Comments »
Monday, October 4th, 2010 by Charles Mayfield, CFP®
Last week we went over a few things to consider when unexpected money shows up on your doorstep. While that is a great financial “dilemma” to encounter, let’s focus for a ...
more »
Tags: Assisted Living Facilities, conflicting responsibilities, elder care, having children later, Long Term Care Insurance, planning ahead, Sandwich Generation, skilled nursing care, unskilled nursing care
Posted in Financial Planning, Long Term Care Insurance | No Comments »
Monday, July 26th, 2010 by Charles Mayfield, CFP®
Health Insurance has certainly been a hot button for many Americans in recent months. Premiums continue to climb and so many questions remain unanswered regarding the recently passed health care reform—the ...
more »
Tags: Brand Formulary, co-pays, coinsurance, deductibles, Group health insurance, health care, health care expenses, health care reform effects, Health Insurance, Health Insurance Network, insurance deductible, Insurance gotchas, Major Medical Claim, Network benefits, Obamacare, prescription coverage
Posted in Health Insurance, Insurance | No Comments »
Monday, January 11th, 2010 by Charles Mayfield, CFP®
The American Recovery and Reinvestment Act was amended on December 19th, 2009 (ARRA). The ARRA has a provision that allows for the reimbursement of 65% of the premiums attributable the extension ...
more »
Tags: American Recovery and Reinvestment Act, ARRA reimbursement, cobra, Cobra Continuation, Cobra subsidy, continuation, new Cobra law
Posted in Health Insurance, Insurance | No Comments »
Monday, October 26th, 2009 by Cass Chappell, CFP®
In the 80's and into the early 90's there was a popular theory about life insurance: "Buy term and invest the difference".
Essentially, you would buy a low cost 20 year term ...
more »
Tags: buy term and invest the difference, Life Insurance, NLPG, no lapse premium guarantee, Term insurance, ul, universal life insurance, variable life insurance, vul
Posted in Insurance, Life Insurance | No Comments »
Monday, October 19th, 2009 by Charles Mayfield, CFP®
This is the second posting for my "Ounces versus Pounds" series. If you missed the first one, here is a link: http://atlantaplanningguys.com/?p=436. As is the case with much of the guidance ...
more »
Tags: auto accident, car lights, dim headlights, flat tire, home and auto insurance, insurance deductible, insurance limits, insurance review, ounce of prevention, precautions, preparation, Prevention, protection, road trip, roadside assistance
Posted in Auto Insurance, Insurance | No Comments »
Monday, October 12th, 2009 by Charles Mayfield, CFP®
Whether it was your mother, father, teacher or friend...you have likely heard the phrase "an ounce of prevention is equal to a pound of cure". There are countless things that we ...
more »
Tags: fire prevention, fire safe, fire safety, flood, home and auto insurance, insurance limits, insurance review, ounce of prevention, precautions, Prevention, protection, safe deposit box, safety, smoke detector, theft
Posted in Insurance | No Comments »
Monday, August 10th, 2009 by Cass Chappell, CFP®
Note from the author: Other than offering that something needs to be done and that we could go about it in a more constructive manner, I have intentionally attempted to leave ...
more »
Tags: cobra, Georgia health insurance, Health Insurance, healthcare debate, Healthcare reform, rising healthcare costs, town hall meetings
Posted in Health Insurance, Insurance | No Comments »
Monday, August 3rd, 2009 by Cass Chappell, CFP®
Uninsured Motorist (UIM) is part of every auto policy in Georgia (and most other states too). It covers you and anyone in your car during an accident when you are hit ...
more »
Tags: Auto Insurance, Auto Insurance Georgia, collision coverage, Georgia Uninsured Motorist Coverage, Minimum coverage, policy limits, UIM, Underinsured motorist, Uninsured Motorist
Posted in Auto Insurance, Insurance | No Comments »
