Archive for the ‘Insurance’ Category

“How Much Long Term Care Insurance Do I Need?”

Tuesday, March 1st, 2011 by Cass Chappell, CFP®

    Summary • The ultimate goal of purchasing a long term care insurance policy is to guard against spending more than your nest egg will allow, thus protecting your, and your family’s, assets. • Buy an ... more »

Healthcare Reform – Good news for those with pre-existing conditions in Georgia

Monday, October 18th, 2010 by Cass Chappell, CFP®

Affordable Care Act gives an option to those for whom healthcare was previously unavailable. **This post does not address issues for those with Medicaid** In March of 2010, Congress passed, and President Obama ... more »

Lessons from the Sandwich Generation

Monday, October 4th, 2010 by Charles Mayfield, CFP®

Last week we went over a few things to consider when unexpected money shows up on your doorstep. While that is a great financial “dilemma” to encounter, let’s focus for a ... more »

5 Ways to Stay Informed, and Save, on Health Care Coverage

Monday, July 26th, 2010 by Charles Mayfield, CFP®

Health Insurance has certainly been a hot button for many Americans in recent months.  Premiums continue to climb and so many questions remain unanswered regarding the recently passed health care reform—the ... more »

Cobra Update

Monday, January 11th, 2010 by Charles Mayfield, CFP®

  The American Recovery and Reinvestment Act was amended on December 19th, 2009 (ARRA).  The ARRA has a provision that allows for the reimbursement of 65% of the premiums attributable the extension ... more »

Life Insurance: “Buy term and invest the difference” is dead – Reconsidering permanent insurance

Monday, October 26th, 2009 by Cass Chappell, CFP®

In the 80's and into the early 90's there was a popular theory about life insurance:  "Buy term and invest the difference". Essentially, you would buy a low cost 20 year term ... more »

Ounces versus Pounds: A look at sound preventive measures – The Car

Monday, October 19th, 2009 by Charles Mayfield, CFP®

This is the second posting for my "Ounces versus Pounds" series.  If you missed the first one, here is a link:  As is the case with much of the guidance ... more »

Ounces versus Pounds: A look at sound preventive measures – The Home

Monday, October 12th, 2009 by Charles Mayfield, CFP®

Whether it was your mother, father, teacher or have likely heard the phrase "an ounce of prevention is equal to a pound of cure".  There are countless things that we ... more »

Healthcare Reform – Quit yelling! It’s time for an open, honest, constructive discussion

Monday, August 10th, 2009 by Cass Chappell, CFP®

 Note from the author: Other than offering that something needs to be done and that we could go about it in a more constructive manner, I have intentionally attempted to leave ... more »

Uninsured Motorist Coverage- A Closer Look

Monday, August 3rd, 2009 by Cass Chappell, CFP®

Uninsured Motorist (UIM) is part of every auto policy in Georgia (and most other states too).  It covers you and anyone in your car during an accident when you are hit ... more »