<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Atlanta Planning Guys &#187; Cass Chappell, CFP®</title>
	<atom:link href="http://atlantaplanningguys.com/?feed=rss2&#038;author=1" rel="self" type="application/rss+xml" />
	<link>http://atlantaplanningguys.com</link>
	<description>Atlanta Planning Guys is an informal forum in which the financial and insurance experts at Chappell Mayfield share their advice and opinions with the general public.</description>
	<lastBuildDate>Thu, 19 Aug 2010 20:18:54 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Making Sense of FinReg</title>
		<link>http://atlantaplanningguys.com/?p=1124</link>
		<comments>http://atlantaplanningguys.com/?p=1124#comments</comments>
		<pubDate>Thu, 19 Aug 2010 20:18:54 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Big banks]]></category>
		<category><![CDATA[Broker-Dealer]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
		<category><![CDATA[consumer safeguards]]></category>
		<category><![CDATA[Dodd-Frank]]></category>
		<category><![CDATA[fiduciary standards]]></category>
		<category><![CDATA[Fin-Reg]]></category>
		<category><![CDATA[Financial Reform]]></category>
		<category><![CDATA[Financial Regulation]]></category>
		<category><![CDATA[financial responsibility]]></category>
		<category><![CDATA[Reform]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[TARP]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=1124</guid>
		<description><![CDATA[Late this July, President Obama signed the Financial Regulation (FinReg) bill into law, the largest reform of Wall Street since the New Deal. The nearly 900 page piece of legislation is popularly thought to be lawmakers’ knee-jerk reaction to the current financial and economic muck that we find ourselves wading through, blamed by many on [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=1124</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 5: Retirement Spending Misconceptions</title>
		<link>http://atlantaplanningguys.com/?p=1081</link>
		<comments>http://atlantaplanningguys.com/?p=1081#comments</comments>
		<pubDate>Mon, 19 Jul 2010 15:51:29 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[Fixed Income investing]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Retirement Withdrawals]]></category>
		<category><![CDATA[Safe Retirement withdrawals]]></category>
		<category><![CDATA[Stock]]></category>
		<category><![CDATA[sustainable withdrawal ratio]]></category>
		<category><![CDATA[sustainable withdrawals]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=1081</guid>
		<description><![CDATA[When I meet with a prospective client for the first time one of my first questions of them is about retirement.  I am curious to know how they anticipate living off their nest egg.  It’s important not to “coach” them at this point.  I want them to tell me what they are thinking, not what [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=1081</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 5 &#8211; 401k blunders</title>
		<link>http://atlantaplanningguys.com/?p=1067</link>
		<comments>http://atlantaplanningguys.com/?p=1067#comments</comments>
		<pubDate>Mon, 12 Jul 2010 16:15:51 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[401(k) match]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[401k mistakes]]></category>
		<category><![CDATA[403(b)]]></category>
		<category><![CDATA[active investing]]></category>
		<category><![CDATA[Contributing to a 401(k)]]></category>
		<category><![CDATA[Diversified Portfolio]]></category>
		<category><![CDATA[dollar-cost-averaging]]></category>
		<category><![CDATA[Matching contributions]]></category>
		<category><![CDATA[passive investing]]></category>
		<category><![CDATA[Performance Chasing]]></category>
		<category><![CDATA[Qualified Retirement Plans]]></category>
		<category><![CDATA[Retirement Contributions]]></category>
		<category><![CDATA[Retirement plans]]></category>
		<category><![CDATA[self-directed plans]]></category>
		<category><![CDATA[SEP contributions]]></category>
		<category><![CDATA[SIMPLE IRA]]></category>
		<category><![CDATA[tax-deductible contributions]]></category>
		<category><![CDATA[Tax-deferred investments]]></category>
		<category><![CDATA[Top 5 lists]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=1067</guid>
		<description><![CDATA[When we meet with a client for the first time, the conversation quickly drifts to their employer’s retirement plan.  The most common of these is the participant-directed Traditional 401(k), a qualified retirement savings plan that allows employees to regularly contribute to the account while deferring current income taxes on the saved money and the earnings [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=1067</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Roth IRA vs. Traditional IRA</title>
		<link>http://atlantaplanningguys.com/?p=902</link>
		<comments>http://atlantaplanningguys.com/?p=902#comments</comments>
		<pubDate>Mon, 17 May 2010 17:19:21 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[Roth IRAs]]></category>
		<category><![CDATA[high income earner]]></category>
		<category><![CDATA[Income Limits]]></category>
		<category><![CDATA[IRA contribution limits]]></category>
		<category><![CDATA[IRA contributions]]></category>
		<category><![CDATA[IRA Rollovers]]></category>
		<category><![CDATA[IRA types]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[tax-deductible contributions]]></category>
		<category><![CDATA[Traditional IRA]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=902</guid>
		<description><![CDATA[The biggest difference between the two types of accounts has to do with taxation.
For the purposes of this discussion, and in all blog entries on our site, the term “Traditional IRA” also includes rollovers from 401(k)’s and other corporate retirement plans.
This is a simple chart meant to compare the key difference between the two types [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=902</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Birth and Evolution of the Chappell Mayfield Investment Dashboard(TM)</title>
		<link>http://atlantaplanningguys.com/?p=860</link>
		<comments>http://atlantaplanningguys.com/?p=860#comments</comments>
		<pubDate>Tue, 11 May 2010 16:00:52 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[Chappell Mayfield Investment Dashboard]]></category>
		<category><![CDATA[Client Review]]></category>
		<category><![CDATA[Investment Dashboard]]></category>
		<category><![CDATA[Investment performance]]></category>
		<category><![CDATA[Performance reporting]]></category>
		<category><![CDATA[Performance Review]]></category>
		<category><![CDATA[Quarterly Performance Review]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=860</guid>
		<description><![CDATA[Like many great ‘client friendly’ tools, the Chappell Mayfield Investment Dashboard™ was born out of necessity.  During our quarterly and annual investment reviews, it became apparent that we were inundating our clients with information from too many sources.  Each fund had its own quarterly fact sheet with statistics and numbers, the actual advisory statement was [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=860</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The First Saturday in May &#8211; My Pick</title>
		<link>http://atlantaplanningguys.com/?p=821</link>
		<comments>http://atlantaplanningguys.com/?p=821#comments</comments>
		<pubDate>Thu, 29 Apr 2010 18:17:49 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[2010 Derby]]></category>
		<category><![CDATA[2010 Kentucky Derby]]></category>
		<category><![CDATA[Derby Predictions]]></category>
		<category><![CDATA[First Saturday in May]]></category>
		<category><![CDATA[Kentucky Derby]]></category>
		<category><![CDATA[Ky Derby]]></category>
		<category><![CDATA[Run for the Roses]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=821</guid>
		<description><![CDATA[Over 26,000 racehorses were foaled in 2007.  On Saturday, May 1st, twenty of them will “Run for the Roses”.  One will win.

That horse will be #1, Lookin at Lucky, with Jockey Garrett Gomez aboard.

Being the morning-line favorite, and at odds of 3-1, this isn’t exactly stepping out on a limb.  Anyway, here are some key observations:
Lookin [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=821</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>To Roth, or Not to Roth</title>
		<link>http://atlantaplanningguys.com/?p=748</link>
		<comments>http://atlantaplanningguys.com/?p=748#comments</comments>
		<pubDate>Tue, 06 Apr 2010 15:00:11 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Roth IRAs]]></category>
		<category><![CDATA[future tax brackets]]></category>
		<category><![CDATA[Investor Fear]]></category>
		<category><![CDATA[IRA distributions]]></category>
		<category><![CDATA[opportunity cost of waiting]]></category>
		<category><![CDATA[Pay now or Pay later]]></category>
		<category><![CDATA[Roth 2010]]></category>
		<category><![CDATA[Roth contributions]]></category>
		<category><![CDATA[Roth conversion]]></category>
		<category><![CDATA[Roth Conversion Opportunity]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Roth IRA Conversion]]></category>
		<category><![CDATA[Roth opportunity]]></category>
		<category><![CDATA[side account]]></category>
		<category><![CDATA[Tax-free withdrawals]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=748</guid>
		<description><![CDATA[My official &#8220;stance&#8221; on the Roth Conversion opportunity
Executive Summary:
It’s at the bottom of this post. But, read the whole article…it’ll be more fun.

In a prior post, I showed how using funds WITHIN the IRA to pay taxes on the conversion does not provide a substantial advantage, even when the assumptions used are favorable to the [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=748</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Roth IRA Contributions &#8211; An Interesting &#8220;Work-Around&#8221; to the Income Limits</title>
		<link>http://atlantaplanningguys.com/?p=666</link>
		<comments>http://atlantaplanningguys.com/?p=666#comments</comments>
		<pubDate>Mon, 08 Mar 2010 16:34:34 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Roth IRAs]]></category>
		<category><![CDATA[AGI limit]]></category>
		<category><![CDATA[Convert Rollover IRAs]]></category>
		<category><![CDATA[high income earner]]></category>
		<category><![CDATA[Income Limits]]></category>
		<category><![CDATA[Non-deductible IRAs]]></category>
		<category><![CDATA[Roth "work-around" solution]]></category>
		<category><![CDATA[Roth 2010]]></category>
		<category><![CDATA[Roth contributions]]></category>
		<category><![CDATA[Roth conversion]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Roth IRA Conversion]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=666</guid>
		<description><![CDATA[[If you are an investor who makes more than the income limit for contributions to a Roth IRA - this MAY be for you!]
 
Many people have Roth IRA&#8217;s that they opened in the late 1990&#8217;s.  For some, they have been unable to contribute to their Roth IRA since then, due to income limits.  In 2009 [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=666</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Roth IRA Conversions &#8211; The Basic Example</title>
		<link>http://atlantaplanningguys.com/?p=642</link>
		<comments>http://atlantaplanningguys.com/?p=642#comments</comments>
		<pubDate>Fri, 05 Feb 2010 23:39:32 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Roth IRAs]]></category>
		<category><![CDATA[Roth 2010]]></category>
		<category><![CDATA[Roth conversion]]></category>
		<category><![CDATA[Roth conversion calculator]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Roth IRA Conversion]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=642</guid>
		<description><![CDATA[The decision to convert Traditional IRA funds (or a 401k) to a Roth IRA can be a difficult decision.  In many cases it involves the use of several assumptions.  Changing those assumptions can change the decision an investor may make.  Rather than attempt to develop a calculator that will &#8220;give us the answer&#8221;, let&#8217;s explore [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=642</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>&#8220;It Just Doesn&#8217;t Feel Right&#8221;- Roth Conversion Calculators</title>
		<link>http://atlantaplanningguys.com/?p=628</link>
		<comments>http://atlantaplanningguys.com/?p=628#comments</comments>
		<pubDate>Mon, 25 Jan 2010 14:30:41 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Roth IRAs]]></category>
		<category><![CDATA[Roth 2010]]></category>
		<category><![CDATA[Roth conversion]]></category>
		<category><![CDATA[Roth conversion calculator]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Roth IRA Conversion]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=628</guid>
		<description><![CDATA[Note from the author:  This is the first of many blogs dealing with the 2010 tax rule allowing anyone to convert traditional retirement funds into a Roth IRA.  The decision whether to convert is not an easy one.  There are many issues to consider.  Before I could write on the issues and factors surrounding this [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=628</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
