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	<title>Atlanta Planning Guys &#187; Asset Allocation</title>
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	<description>Atlanta Planning Guys is an informal blog  in which CERTIFIED FINANCIAL PLANNER™ professional, Cass Chappell , of Chappell Financial Group,  shares his ideas and opinions with the general public.</description>
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		<title>A Lesson You’ll Bond With—Part 3</title>
		<link>http://atlantaplanningguys.com/?p=1253</link>
		<comments>http://atlantaplanningguys.com/?p=1253#comments</comments>
		<pubDate>Mon, 08 Nov 2010 17:23:48 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Bond allocation]]></category>
		<category><![CDATA[Bond ladders]]></category>
		<category><![CDATA[Bond risk]]></category>
		<category><![CDATA[Credit Risk]]></category>
		<category><![CDATA[Default risk]]></category>
		<category><![CDATA[Interest-rate risk]]></category>
		<category><![CDATA[market risk]]></category>

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		<description><![CDATA[&#8220;Bond Risks&#8221;
Bond Basics—Part 1: http://atlantaplanningguys.com/?p=1214
Bond Pricing—Part 2: http://atlantaplanningguys.com/?p=1229
Welcome or our final chapter of Bond Basics!  As investors, we tend to assign less risk and more safety to these types of investments.  While this is a true generalization, NO investment is without its risks. To wrap up this three part series, I’d like to discuss some [...]]]></description>
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		<title>Top 5: Retirement Spending Misconceptions</title>
		<link>http://atlantaplanningguys.com/?p=1081</link>
		<comments>http://atlantaplanningguys.com/?p=1081#comments</comments>
		<pubDate>Mon, 19 Jul 2010 15:51:29 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Bonds]]></category>
		<category><![CDATA[Fixed Income investing]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Retirement Withdrawals]]></category>
		<category><![CDATA[Safe Retirement withdrawals]]></category>
		<category><![CDATA[Stock]]></category>
		<category><![CDATA[sustainable withdrawal ratio]]></category>
		<category><![CDATA[sustainable withdrawals]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=1081</guid>
		<description><![CDATA[When I meet with a prospective client for the first time one of my first questions of them is about retirement.  I am curious to know how they anticipate living off their nest egg.  It’s important not to “coach” them at this point.  I want them to tell me what they are thinking, not what [...]]]></description>
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		<title>Dashboard Dissected: Part 3- Asset Allocation</title>
		<link>http://atlantaplanningguys.com/?p=1048</link>
		<comments>http://atlantaplanningguys.com/?p=1048#comments</comments>
		<pubDate>Mon, 28 Jun 2010 15:33:55 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[alternative investments]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Distribution strategy]]></category>
		<category><![CDATA[Diversification]]></category>
		<category><![CDATA[IRA distributions]]></category>
		<category><![CDATA[Outliving your money]]></category>
		<category><![CDATA[Portfolio distributions]]></category>
		<category><![CDATA[Safe Retirement withdrawals]]></category>
		<category><![CDATA[sustainable withdrawal ratio]]></category>
		<category><![CDATA[sustainable withdrawals]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=1048</guid>
		<description><![CDATA[In keeping with the mindset that an Investment Dashboard should be a turnkey tool, providing all the relevant information pertinent to making sound decisions for a client’s portfolio, it only makes sense to include a page that clearly illustrates the Asset Allocation for all the client’s holdings.  The concept of diversification goes back to the [...]]]></description>
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		<title>Good Apples &amp; Oranges help avoid Lemons</title>
		<link>http://atlantaplanningguys.com/?p=578</link>
		<comments>http://atlantaplanningguys.com/?p=578#comments</comments>
		<pubDate>Tue, 22 Dec 2009 18:59:18 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[apples & oranges]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Callan Chart]]></category>
		<category><![CDATA[investing fundamentals]]></category>
		<category><![CDATA[investing philosophy]]></category>
		<category><![CDATA[investment categories]]></category>
		<category><![CDATA[investment classes]]></category>
		<category><![CDATA[Performance Chasing]]></category>
		<category><![CDATA[stock market investing]]></category>

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		<description><![CDATA[
There are certain inevitable truths to our business.  Much like in life, we should frequently be reminded of how certain aspects of the world work in order to save ourselves the aggravation and heartache that comes with miscalculated action.  In a recent review with one of our clients, I was shown a spreadsheet that the [...]]]></description>
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		<title>Out with the Old, In with the New!</title>
		<link>http://atlantaplanningguys.com/?p=299</link>
		<comments>http://atlantaplanningguys.com/?p=299#comments</comments>
		<pubDate>Fri, 24 Jul 2009 15:42:24 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[2009 British Open]]></category>
		<category><![CDATA[alternative investments]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Diversification]]></category>
		<category><![CDATA[golf]]></category>
		<category><![CDATA[investing fundamentals]]></category>
		<category><![CDATA[investing philosophy]]></category>
		<category><![CDATA[investing success]]></category>
		<category><![CDATA[Stewart Cink]]></category>
		<category><![CDATA[stock market investing]]></category>
		<category><![CDATA[Tom Watson]]></category>

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		<description><![CDATA[ 
 
 
 
But what if the old still works?  Well, I guess you want a little bit of both.
 As many of you have probably guessed from one of Cass’ recent posts (http://atlantaplanningguys.com/?p=239), he is a huge fan of the ponies.  I’m not sure that Cass has missed the fastest two minutes in sports since I have known [...]]]></description>
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		<title>America is &#8220;Overweighted&#8221;</title>
		<link>http://atlantaplanningguys.com/?p=10</link>
		<comments>http://atlantaplanningguys.com/?p=10#comments</comments>
		<pubDate>Mon, 08 Sep 2008 16:51:05 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Diversification]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=10</guid>
		<description><![CDATA[We have certainly heard quite a bit about the obesity issue in the country.  People are eating too much and not exercising enough.  There is another problem that we run into far too often: overweighted portfolios.  Someone will have way too high of a percentage of their investments in one asset class.  Even worse is [...]]]></description>
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