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	<title>Atlanta Planning Guys &#187; Diversification</title>
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	<link>http://atlantaplanningguys.com</link>
	<description>Atlanta Planning Guys is an informal blog  in which CERTIFIED FINANCIAL PLANNER™ professional, Cass Chappell , of Chappell Financial Group,  shares his ideas and opinions with the general public.</description>
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		<title>Dow Jones Closes At All Time High</title>
		<link>http://atlantaplanningguys.com/?p=1573</link>
		<comments>http://atlantaplanningguys.com/?p=1573#comments</comments>
		<pubDate>Wed, 06 Mar 2013 21:38:52 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Behavioral Finance]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Diversification]]></category>
		<category><![CDATA[Dow Jones]]></category>
		<category><![CDATA[Long Term Investing]]></category>
		<category><![CDATA[Market Volatility]]></category>

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		<description><![CDATA[As you have probably heard, the Dow Jones Industrial Average closed at an all-time high yesterday (14,253.77).  The previous high was achieved way back on October 9th, 2007 (14,164.53).  If you had somehow been on a tropical island with no access to TV, newspapers, or the internet during that time you would have missed a [...]]]></description>
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		<title>Dashboard Dissected: Part 3- Asset Allocation</title>
		<link>http://atlantaplanningguys.com/?p=1048</link>
		<comments>http://atlantaplanningguys.com/?p=1048#comments</comments>
		<pubDate>Mon, 28 Jun 2010 15:33:55 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[alternative investments]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Distribution strategy]]></category>
		<category><![CDATA[Diversification]]></category>
		<category><![CDATA[IRA distributions]]></category>
		<category><![CDATA[Outliving your money]]></category>
		<category><![CDATA[Portfolio distributions]]></category>
		<category><![CDATA[Safe Retirement withdrawals]]></category>
		<category><![CDATA[sustainable withdrawal ratio]]></category>
		<category><![CDATA[sustainable withdrawals]]></category>

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		<description><![CDATA[In keeping with the mindset that an Investment Dashboard should be a turnkey tool, providing all the relevant information pertinent to making sound decisions for a client’s portfolio, it only makes sense to include a page that clearly illustrates the Asset Allocation for all the client’s holdings.  The concept of diversification goes back to the [...]]]></description>
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		<title>Out with the Old, In with the New!</title>
		<link>http://atlantaplanningguys.com/?p=299</link>
		<comments>http://atlantaplanningguys.com/?p=299#comments</comments>
		<pubDate>Fri, 24 Jul 2009 15:42:24 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[2009 British Open]]></category>
		<category><![CDATA[alternative investments]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Diversification]]></category>
		<category><![CDATA[golf]]></category>
		<category><![CDATA[investing fundamentals]]></category>
		<category><![CDATA[investing philosophy]]></category>
		<category><![CDATA[investing success]]></category>
		<category><![CDATA[Stewart Cink]]></category>
		<category><![CDATA[stock market investing]]></category>
		<category><![CDATA[Tom Watson]]></category>

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		<description><![CDATA[ 
 
 
 
But what if the old still works?  Well, I guess you want a little bit of both.
 As many of you have probably guessed from one of Cass’ recent posts (http://atlantaplanningguys.com/?p=239), he is a huge fan of the ponies.  I’m not sure that Cass has missed the fastest two minutes in sports since I have known [...]]]></description>
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		<title>Corporate Cuts: Don&#8217;t be &#8220;Double-Dumb&#8221;</title>
		<link>http://atlantaplanningguys.com/?p=204</link>
		<comments>http://atlantaplanningguys.com/?p=204#comments</comments>
		<pubDate>Mon, 30 Mar 2009 23:54:03 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[401(k) match]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[all in cash]]></category>
		<category><![CDATA[bailing out]]></category>
		<category><![CDATA[corporate cutbacks]]></category>
		<category><![CDATA[declining market]]></category>
		<category><![CDATA[Diversification]]></category>
		<category><![CDATA[dollar-cost-averaging]]></category>
		<category><![CDATA[fear and greed]]></category>
		<category><![CDATA[invest for the long term]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Retirement Plan]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[securities]]></category>
		<category><![CDATA[sideways market]]></category>
		<category><![CDATA[Time in the market]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=204</guid>
		<description><![CDATA[I got the &#8220;double dumb&#8221; phrase from one of my earliest career mentors, Bill Lohnes.  Bill was the managing director with the company Cass and I worked with before starting our own firm.  Bill used the term &#8220;double dumb&#8221; quite a bit in the year 2000.  In many cases, he was referring to clients making [...]]]></description>
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		<title>Turn for the worse.  Now What? &#8211; Four keys to investing over the next year</title>
		<link>http://atlantaplanningguys.com/?p=86</link>
		<comments>http://atlantaplanningguys.com/?p=86#comments</comments>
		<pubDate>Thu, 20 Nov 2008 22:53:52 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[1997]]></category>
		<category><![CDATA[Diversification]]></category>
		<category><![CDATA[investing fundamentals]]></category>
		<category><![CDATA[investing success]]></category>
		<category><![CDATA[investor patience]]></category>
		<category><![CDATA[market crash]]></category>
		<category><![CDATA[market drop]]></category>
		<category><![CDATA[S&P]]></category>
		<category><![CDATA[S&P 500]]></category>

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		<description><![CDATA[
The major stock market index has closed today at an 11 ½ year low.  The S&#38;P 500 closed at a level not seen since April 14, 1997.
Since our week-long, daily barrage of blog entries in mid-October we have posted very little.  Twice in that time-span I actually had a blog typed up, chock full of [...]]]></description>
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		<title>America is &#8220;Overweighted&#8221;</title>
		<link>http://atlantaplanningguys.com/?p=10</link>
		<comments>http://atlantaplanningguys.com/?p=10#comments</comments>
		<pubDate>Mon, 08 Sep 2008 16:51:05 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[Asset Allocation]]></category>
		<category><![CDATA[Diversification]]></category>

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		<description><![CDATA[We have certainly heard quite a bit about the obesity issue in the country.  People are eating too much and not exercising enough.  There is another problem that we run into far too often: overweighted portfolios.  Someone will have way too high of a percentage of their investments in one asset class.  Even worse is [...]]]></description>
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