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	<title>Atlanta Planning Guys &#187; gifting</title>
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	<link>http://atlantaplanningguys.com</link>
	<description>Atlanta Planning Guys is an informal blog  in which CERTIFIED FINANCIAL PLANNER™ professional, Cass Chappell , of Chappell Financial Group,  shares his ideas and opinions with the general public.</description>
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		<title>Those Last Minute Items</title>
		<link>http://atlantaplanningguys.com/?p=556</link>
		<comments>http://atlantaplanningguys.com/?p=556#comments</comments>
		<pubDate>Thu, 17 Dec 2009 20:39:54 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA["use it or lose it"]]></category>
		<category><![CDATA[401(k) catch-up contributions]]></category>
		<category><![CDATA[Charitable Giving]]></category>
		<category><![CDATA[Flexible Spending Accounts]]></category>
		<category><![CDATA[FSA]]></category>
		<category><![CDATA[gifting]]></category>
		<category><![CDATA[Year-End checklist]]></category>

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		<description><![CDATA[No, I&#8217;m not talking about shopping for presents.  Hopefully, you have already knocked out all of your trips to the stores.  However, there are other matters which should be handled before the clock rolls over to 2010.  Here are a few things that you may want to remember to do before the New Year.

Charitable Contributions/Gifting:  [...]]]></description>
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		<title>He&#8217;s making a list&#8230;maybe you should too&#8230;</title>
		<link>http://atlantaplanningguys.com/?p=509</link>
		<comments>http://atlantaplanningguys.com/?p=509#comments</comments>
		<pubDate>Mon, 16 Nov 2009 16:42:25 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[belt-tightening]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[Christmas gifts]]></category>
		<category><![CDATA[Christmas shopping]]></category>
		<category><![CDATA[gifting]]></category>
		<category><![CDATA[giving]]></category>
		<category><![CDATA[goal-setting]]></category>
		<category><![CDATA[Holiday season]]></category>
		<category><![CDATA[presents]]></category>
		<category><![CDATA[Santa]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[spending]]></category>

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		<description><![CDATA[If you should happen to catch a glimpse of Santa this holiday season&#8230;take a look at that big belt he is wearing.  Chances are he has cinched that thing in a notch or two.  Perhaps we should all approach this holiday season with fiscal responsibility in mind.  Here are just a few thoughts about getting [...]]]></description>
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		<title>The birth of a new child and … MONEY</title>
		<link>http://atlantaplanningguys.com/?p=461</link>
		<comments>http://atlantaplanningguys.com/?p=461#comments</comments>
		<pubDate>Mon, 02 Nov 2009 17:57:03 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[529 Plans]]></category>
		<category><![CDATA[529 Savings Plans]]></category>
		<category><![CDATA[College Planning]]></category>
		<category><![CDATA[College Savings]]></category>
		<category><![CDATA[College Savings Plans]]></category>
		<category><![CDATA[financial aid]]></category>
		<category><![CDATA[generation-skipping gifts]]></category>
		<category><![CDATA[gifting]]></category>
		<category><![CDATA[gifting to minors]]></category>
		<category><![CDATA[investing for college]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[multi-generational wealth]]></category>
		<category><![CDATA[newborn baby]]></category>
		<category><![CDATA[Saving for College]]></category>
		<category><![CDATA[UGMA accounts]]></category>
		<category><![CDATA[UTMA]]></category>
		<category><![CDATA[wealth building]]></category>

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		<description><![CDATA[ 
A comparison of popular gifting strategies
 

Summary:
·        If the gift is meant to be used in 18 years (in the case of a college education) or more, I tend to favor strategies that are more aggressive and have the potential for a greater return
·        I will usually try to talk you out of buying a life [...]]]></description>
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		<title>Making Cents for our Children</title>
		<link>http://atlantaplanningguys.com/?p=93</link>
		<comments>http://atlantaplanningguys.com/?p=93#comments</comments>
		<pubDate>Mon, 08 Dec 2008 15:20:39 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[529 Savings Plan]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[children]]></category>
		<category><![CDATA[College Savings]]></category>
		<category><![CDATA[dollar-cost-averaging]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[generational planning]]></category>
		<category><![CDATA[gifting]]></category>
		<category><![CDATA[money lessons]]></category>
		<category><![CDATA[money matters]]></category>

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Have you started a savings account for your children?  Perhaps you have put money into a 529 plan for college.  Do you traditionally put money toward their future at the end of the year in the form of a gift?  Let&#8217;s take this investment in our children&#8217;s future a bit further this year.
Involve your children [...]]]></description>
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