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	<title>Atlanta Planning Guys &#187; Investing</title>
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	<link>http://atlantaplanningguys.com</link>
	<description>Atlanta Planning Guys is an informal blog  in which CERTIFIED FINANCIAL PLANNER™ professional, Cass Chappell , of Chappell Financial Group,  shares his ideas and opinions with the general public.</description>
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		<title>Financial Tips for Recent College Grads</title>
		<link>http://atlantaplanningguys.com/?p=1498</link>
		<comments>http://atlantaplanningguys.com/?p=1498#comments</comments>
		<pubDate>Thu, 09 Jun 2011 13:29:55 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Contributing to a 401(k)]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[investing fundamentals]]></category>
		<category><![CDATA[investing philosophy]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=1498</guid>
		<description><![CDATA[Fox 5 Atlanta asked us for some tips that parents could give their recent college graduate children about finance, spending, and saving (see the clip here).  Here are my top five, though there are certainly many others:

Contribute at least as much as the employer match to your 401(k)
This is a “no brainer.”  The employer match [...]]]></description>
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		<title>Dissecting the Dashboard</title>
		<link>http://atlantaplanningguys.com/?p=1028</link>
		<comments>http://atlantaplanningguys.com/?p=1028#comments</comments>
		<pubDate>Mon, 14 Jun 2010 18:42:53 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[Chappell Mayfield Investment Dashboard]]></category>
		<category><![CDATA[client reviews]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Investment Dashboard]]></category>
		<category><![CDATA[investment metrics]]></category>
		<category><![CDATA[performance measurement]]></category>
		<category><![CDATA[Performance relative to peers]]></category>
		<category><![CDATA[relative performance]]></category>
		<category><![CDATA[standardized performance]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=1028</guid>
		<description><![CDATA[In our initial Chappell Mayfield Investment Dashboard™ post several weeks ago, we gave a broad overview of the proprietary tool that we, as financial planners, created to help our clients understand and evaluate their investment portfolio’s performance.  We would now like to go one step further by explaining each of the key components of the [...]]]></description>
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		<title>Corporate Cuts: Don&#8217;t be &#8220;Double-Dumb&#8221;</title>
		<link>http://atlantaplanningguys.com/?p=204</link>
		<comments>http://atlantaplanningguys.com/?p=204#comments</comments>
		<pubDate>Mon, 30 Mar 2009 23:54:03 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[401(k) match]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[all in cash]]></category>
		<category><![CDATA[bailing out]]></category>
		<category><![CDATA[corporate cutbacks]]></category>
		<category><![CDATA[declining market]]></category>
		<category><![CDATA[Diversification]]></category>
		<category><![CDATA[dollar-cost-averaging]]></category>
		<category><![CDATA[fear and greed]]></category>
		<category><![CDATA[invest for the long term]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Retirement Plan]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[securities]]></category>
		<category><![CDATA[sideways market]]></category>
		<category><![CDATA[Time in the market]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=204</guid>
		<description><![CDATA[I got the &#8220;double dumb&#8221; phrase from one of my earliest career mentors, Bill Lohnes.  Bill was the managing director with the company Cass and I worked with before starting our own firm.  Bill used the term &#8220;double dumb&#8221; quite a bit in the year 2000.  In many cases, he was referring to clients making [...]]]></description>
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		<title>&#8220;Not so fast, my friends&#8221;</title>
		<link>http://atlantaplanningguys.com/?p=68</link>
		<comments>http://atlantaplanningguys.com/?p=68#comments</comments>
		<pubDate>Mon, 17 Nov 2008 15:08:16 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Contributing to a 401(k)]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Matching contributions]]></category>
		<category><![CDATA[max out]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=68</guid>
		<description><![CDATA[&#8220;What can I do to capitalize on the current market downturn?&#8221;
A frequent recommendation, which affects most of our clients, is to consider increasing retirement contributions.  If you can afford to increase your salary deferrals into your company&#8217;s retirement plan, it may be a great opportunity for you to &#8220;max out&#8221; your plan. 
But, be careful&#8230;..
Several times [...]]]></description>
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		<title>Focus on the Fundamentals</title>
		<link>http://atlantaplanningguys.com/?p=70</link>
		<comments>http://atlantaplanningguys.com/?p=70#comments</comments>
		<pubDate>Tue, 21 Oct 2008 15:33:46 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[angry coach]]></category>
		<category><![CDATA[fundamentals]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Lou Holtz]]></category>
		<category><![CDATA[Market Volatility]]></category>
		<category><![CDATA[stock market investing]]></category>
		<category><![CDATA[Volatility]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=70</guid>
		<description><![CDATA[
Last week the Dow Jones Industrial Average had its best week since March 2003, up 4.8%.  What is particularly noteworthy about the week was that it included the best day since the Depression (in percentage terms) AND the worst day since the stock market crash of 1987.  Needless to say, the markets continue to be [...]]]></description>
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		<title>Reversion to the Mean</title>
		<link>http://atlantaplanningguys.com/?p=61</link>
		<comments>http://atlantaplanningguys.com/?p=61#comments</comments>
		<pubDate>Fri, 10 Oct 2008 17:52:28 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[CNBC]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[irrational pessimism]]></category>
		<category><![CDATA[market drops]]></category>
		<category><![CDATA[market swings]]></category>
		<category><![CDATA[Regression to the Mean]]></category>
		<category><![CDATA[Reversion to the Mean]]></category>
		<category><![CDATA[standard deviation]]></category>
		<category><![CDATA[Statistics]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=61</guid>
		<description><![CDATA[                                                                  
On CNBC this morning, terms like &#8220;oversold&#8221; and &#8220;irrational pessimism&#8221; were uttered frequently.  Countless charts and graphs showing stock prices and current yields were abundant (some of them were amazing!).  Comparisons of corporate profits now and corporate profits in 2003 (generally, they are MUCH higher now) frequently appeared on the screen.  The stock market is [...]]]></description>
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		<title>Chasing Fool&#8217;s Gold</title>
		<link>http://atlantaplanningguys.com/?p=28</link>
		<comments>http://atlantaplanningguys.com/?p=28#comments</comments>
		<pubDate>Mon, 15 Sep 2008 14:57:31 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Olympics]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[stock market]]></category>

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		<description><![CDATA[                                                                                          
In the wake of the recent Olympic Games, I&#8217;m inclined to draw on the parallels between those fantastic events and the ‘not so fantastic&#8217; events that have unfolded in our economy lately.  Coincidently, this happens to be the time when Cass and I are sitting down with our clients to review their accounts and asses [...]]]></description>
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		<title>What&#8217;s the excuse gonna be this year?</title>
		<link>http://atlantaplanningguys.com/?p=19</link>
		<comments>http://atlantaplanningguys.com/?p=19#comments</comments>
		<pubDate>Tue, 12 Aug 2008 17:07:33 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Investor Fear]]></category>
		<category><![CDATA[Procrastination]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=19</guid>
		<description><![CDATA[I saw this attachment the other day and felt compelled to share&#8230;  If you had invested $10,000 in the US Stock Market (S&#38;P 500 Index, which is unmanaged and cannot be directly into) in January of 1934 your investment would have been worth $18 million in December of 2007.  When I first read the statement, [...]]]></description>
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