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	<title>Atlanta Planning Guys &#187; market history</title>
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	<link>http://atlantaplanningguys.com</link>
	<description>Atlanta Planning Guys is an informal blog  in which CERTIFIED FINANCIAL PLANNER™ professional, Cass Chappell , of Chappell Financial Group,  shares his ideas and opinions with the general public.</description>
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		<title>“How Much is Enough?”</title>
		<link>http://atlantaplanningguys.com/?p=97</link>
		<comments>http://atlantaplanningguys.com/?p=97#comments</comments>
		<pubDate>Wed, 14 Jan 2009 15:33:36 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[2008]]></category>
		<category><![CDATA[investing for the long haul]]></category>
		<category><![CDATA[market history]]></category>
		<category><![CDATA[market swings]]></category>
		<category><![CDATA[nest egg]]></category>
		<category><![CDATA[Retirement Income]]></category>
		<category><![CDATA[retirement philosophy]]></category>
		<category><![CDATA[Retirement Withdrawals]]></category>
		<category><![CDATA[stock market investing]]></category>
		<category><![CDATA[sustainable withdrawal ratio]]></category>
		<category><![CDATA[William Bengen]]></category>
		<category><![CDATA[Year in Review]]></category>

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As financial planners, we are frequently asked about “sustainable withdrawal ratios”, or in other words, “How much money do I need to retire?”

It seems as if there are as many articles and books written on the topic as there are people looking for the answer.  Our withdrawal philosophy has been molded via several sources, but [...]]]></description>
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		<title>1974 &#8211; Then and Now</title>
		<link>http://atlantaplanningguys.com/?p=82</link>
		<comments>http://atlantaplanningguys.com/?p=82#comments</comments>
		<pubDate>Tue, 28 Oct 2008 15:49:34 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[1974 bear market]]></category>
		<category><![CDATA[Against the Tide]]></category>
		<category><![CDATA[American Funds]]></category>
		<category><![CDATA[bearishness]]></category>
		<category><![CDATA[Economic crisis]]></category>
		<category><![CDATA[history repeating]]></category>
		<category><![CDATA[market bottom]]></category>
		<category><![CDATA[market history]]></category>
		<category><![CDATA[market pessimism]]></category>
		<category><![CDATA[Perspective]]></category>

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		<description><![CDATA[
We have all heard that &#8220;those who don&#8217;t study history are bound to repeat it&#8221; or something similar.  This attachment is an excerpt from a letter written in 1974 by Jim Fullerton, former chairman of the Capital Group.
The situation in 1974 was eerily similar to that of today.  I promise that this should only take [...]]]></description>
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