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	<title>Atlanta Planning Guys &#187; Savings</title>
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	<link>http://atlantaplanningguys.com</link>
	<description>Atlanta Planning Guys is an informal blog  in which CERTIFIED FINANCIAL PLANNER™ professional, Cass Chappell , of Chappell Financial Group,  shares his ideas and opinions with the general public.</description>
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		<title>Financial Tips for Recent College Grads</title>
		<link>http://atlantaplanningguys.com/?p=1498</link>
		<comments>http://atlantaplanningguys.com/?p=1498#comments</comments>
		<pubDate>Thu, 09 Jun 2011 13:29:55 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Contributing to a 401(k)]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[investing fundamentals]]></category>
		<category><![CDATA[investing philosophy]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[spending]]></category>

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		<description><![CDATA[Fox 5 Atlanta asked us for some tips that parents could give their recent college graduate children about finance, spending, and saving (see the clip here).  Here are my top five, though there are certainly many others:

Contribute at least as much as the employer match to your 401(k)
This is a “no brainer.”  The employer match [...]]]></description>
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		<title>Monthly Accrual</title>
		<link>http://atlantaplanningguys.com/?p=1416</link>
		<comments>http://atlantaplanningguys.com/?p=1416#comments</comments>
		<pubDate>Mon, 24 Jan 2011 17:31:34 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Accrual]]></category>
		<category><![CDATA[budget tips]]></category>
		<category><![CDATA[goal-setting]]></category>
		<category><![CDATA[large purchases]]></category>
		<category><![CDATA[luxury car]]></category>
		<category><![CDATA[monthly accrual]]></category>
		<category><![CDATA[planning ahead]]></category>
		<category><![CDATA[salary deferral]]></category>
		<category><![CDATA[save up for big expenses]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[systematic savings]]></category>
		<category><![CDATA[Vacations]]></category>

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		<description><![CDATA[Your accountant does it.  Your mortgage company does it.  Why shouldn’t you take advantage of setting up a monthly accrual system to save for your annual expenses? Even just a little bit truly does add up over time, eventually becoming a sizable amount that can bring some relief when paying for larger expenses.  In a [...]]]></description>
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		<title>Summer Travel with some Smarts</title>
		<link>http://atlantaplanningguys.com/?p=1019</link>
		<comments>http://atlantaplanningguys.com/?p=1019#comments</comments>
		<pubDate>Mon, 07 Jun 2010 16:58:34 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Auto Club]]></category>
		<category><![CDATA[Dining Out]]></category>
		<category><![CDATA[road trip]]></category>
		<category><![CDATA[roadside assistance]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[Travel Agent]]></category>
		<category><![CDATA[Vacation Rentals]]></category>

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		<description><![CDATA[As warmer months approach, many of us get the itch to travel.  Summer is a traditional time to spend on the road with family and friends.  With the Internet at your fingertips, there are unlimited ways to be smart about your travel plans.  Here are just a few ideas that might help shave dollars off [...]]]></description>
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		<title>Health Savings Accounts &#8211; They aren&#8217;t for everyone&#8230; but may be for many of you</title>
		<link>http://atlantaplanningguys.com/?p=106</link>
		<comments>http://atlantaplanningguys.com/?p=106#comments</comments>
		<pubDate>Tue, 03 Feb 2009 16:46:57 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[cost savings]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[health coverage]]></category>
		<category><![CDATA[Health savings accounts]]></category>
		<category><![CDATA[HMO]]></category>
		<category><![CDATA[HSA]]></category>
		<category><![CDATA[legislation]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[tax deductible]]></category>
		<category><![CDATA[tax planning]]></category>

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		<description><![CDATA[January marks the 5 year anniversary of the Health Savings Account (HSA) legislation being passed.  I still remember, with such excitement and anticipation, making the first call to one of our clients.  The HSA was going to change the face of employee benefits and healthcare.  I was ready to champion the cause.   Let&#8217;s get a [...]]]></description>
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