<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Atlanta Planning Guys &#187; spending</title>
	<atom:link href="http://atlantaplanningguys.com/?feed=rss2&#038;tag=spending" rel="self" type="application/rss+xml" />
	<link>http://atlantaplanningguys.com</link>
	<description>Atlanta Planning Guys is an informal blog  in which CERTIFIED FINANCIAL PLANNER™ professional, Cass Chappell , of Chappell Financial Group,  shares his ideas and opinions with the general public.</description>
	<lastBuildDate>Wed, 06 Mar 2013 21:38:52 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>“Broke”- It Would Probably Happen to You, Too</title>
		<link>http://atlantaplanningguys.com/?p=1544</link>
		<comments>http://atlantaplanningguys.com/?p=1544#comments</comments>
		<pubDate>Mon, 04 Feb 2013 19:25:08 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Behavioral Finance]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[broke]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[sustainable withdrawal ratio]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=1544</guid>
		<description><![CDATA[Summary: Athletes earn their money very quickly. Their careers don’t last very long. They are very young when they retire and have unusually long “distribution phases”. Since they usually don’t earn much after their playing days are over, they typically are in financial ruin very soon after retirement. Having all of the money at once [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=1544</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Tips for Recent College Grads</title>
		<link>http://atlantaplanningguys.com/?p=1498</link>
		<comments>http://atlantaplanningguys.com/?p=1498#comments</comments>
		<pubDate>Thu, 09 Jun 2011 13:29:55 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Contributing to a 401(k)]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[investing fundamentals]]></category>
		<category><![CDATA[investing philosophy]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=1498</guid>
		<description><![CDATA[Fox 5 Atlanta asked us for some tips that parents could give their recent college graduate children about finance, spending, and saving (see the clip here).  Here are my top five, though there are certainly many others:

Contribute at least as much as the employer match to your 401(k)
This is a “no brainer.”  The employer match [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=1498</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Addicted to&#8230;</title>
		<link>http://atlantaplanningguys.com/?p=542</link>
		<comments>http://atlantaplanningguys.com/?p=542#comments</comments>
		<pubDate>Mon, 07 Dec 2009 17:51:13 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Addiction]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[caffeine]]></category>
		<category><![CDATA[chocolate]]></category>
		<category><![CDATA[coffee]]></category>
		<category><![CDATA[gambling]]></category>
		<category><![CDATA[Healthy Lifestyle]]></category>
		<category><![CDATA[impulse purchases]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[obsession]]></category>
		<category><![CDATA[online access]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[Spontaneity]]></category>
		<category><![CDATA[stress]]></category>
		<category><![CDATA[tobacco]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[vacation]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=542</guid>
		<description><![CDATA[Not since the sultry sounds of Robert Palmer in 1986 has the term &#8216;Addicted&#8217; been associated with much of anything positive.  It seems the term always carries a negative connotation and for good reason.  Addiction implies an unhealthy level of desire for something.  We can further that label by the common thread that addictions are typically [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=542</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>He&#8217;s making a list&#8230;maybe you should too&#8230;</title>
		<link>http://atlantaplanningguys.com/?p=509</link>
		<comments>http://atlantaplanningguys.com/?p=509#comments</comments>
		<pubDate>Mon, 16 Nov 2009 16:42:25 +0000</pubDate>
		<dc:creator>Charles Mayfield, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[belt-tightening]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[Christmas gifts]]></category>
		<category><![CDATA[Christmas shopping]]></category>
		<category><![CDATA[gifting]]></category>
		<category><![CDATA[giving]]></category>
		<category><![CDATA[goal-setting]]></category>
		<category><![CDATA[Holiday season]]></category>
		<category><![CDATA[presents]]></category>
		<category><![CDATA[Santa]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=509</guid>
		<description><![CDATA[If you should happen to catch a glimpse of Santa this holiday season&#8230;take a look at that big belt he is wearing.  Chances are he has cinched that thing in a notch or two.  Perhaps we should all approach this holiday season with fiscal responsibility in mind.  Here are just a few thoughts about getting [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=509</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&#8220;Why buy the cow when you get the milk for free?&#8221;</title>
		<link>http://atlantaplanningguys.com/?p=12</link>
		<comments>http://atlantaplanningguys.com/?p=12#comments</comments>
		<pubDate>Mon, 25 Aug 2008 18:06:53 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[beach house]]></category>
		<category><![CDATA[Lake house]]></category>
		<category><![CDATA[luxury items]]></category>
		<category><![CDATA[Mountain house]]></category>
		<category><![CDATA[Rental Property]]></category>
		<category><![CDATA[second home]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://atlantaplanningguys.com/?p=12</guid>
		<description><![CDATA[
Clients frequently ask my opinion on the purchase of various luxury items; beach houses, boats, mountain houses, sports cars, muscle cars, even planes.  I try to be consistent with my answer, delicately balancing the fact that this item has likely been a life long dream with the fact that this could be a BAD IDEA.
First, can they [...]]]></description>
		<wfw:commentRss>http://atlantaplanningguys.com/?feed=rss2&amp;p=12</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
