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	<title>Atlanta Planning Guys &#187; Year in Review</title>
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	<description>Atlanta Planning Guys is an informal blog  in which CERTIFIED FINANCIAL PLANNER™ professional, Cass Chappell , of Chappell Financial Group,  shares his ideas and opinions with the general public.</description>
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		<title>“How Much is Enough?”</title>
		<link>http://atlantaplanningguys.com/?p=97</link>
		<comments>http://atlantaplanningguys.com/?p=97#comments</comments>
		<pubDate>Wed, 14 Jan 2009 15:33:36 +0000</pubDate>
		<dc:creator>Cass Chappell, CFP®</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[2008]]></category>
		<category><![CDATA[investing for the long haul]]></category>
		<category><![CDATA[market history]]></category>
		<category><![CDATA[market swings]]></category>
		<category><![CDATA[nest egg]]></category>
		<category><![CDATA[Retirement Income]]></category>
		<category><![CDATA[retirement philosophy]]></category>
		<category><![CDATA[Retirement Withdrawals]]></category>
		<category><![CDATA[stock market investing]]></category>
		<category><![CDATA[sustainable withdrawal ratio]]></category>
		<category><![CDATA[William Bengen]]></category>
		<category><![CDATA[Year in Review]]></category>

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As financial planners, we are frequently asked about “sustainable withdrawal ratios”, or in other words, “How much money do I need to retire?”

It seems as if there are as many articles and books written on the topic as there are people looking for the answer.  Our withdrawal philosophy has been molded via several sources, but [...]]]></description>
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