Be Resolute: Part 1 – The Facts

Monday, December 22nd, 2008 by Charles Mayfield, CFP®


We have all made at least one in our lives…more than likely several each year.  The New Years Resolution has long been the quintessential method by which we attempt to remove all those bad habits that accumulate over the months leading up to the countdown.  These proclamations of improvement often involve a lifestyle change to some degree, generally directed at improving either your health or wealth.  These resolutions also carry another common theme…they are rarely realized.  A recent study conducted by Quirkology found that only 12% of New Years Resolutions were accomplished despite 52% of those surveyed having confidence that they would achieve their goals (   Frankly, I’m not all that surprised by this statistic.  Many of us don’t put a great deal of thought and planning into our New Years Resolution.  It comes as an afterthought following all the holiday parties and football games.

It is at this point I should inject my own thoughts on New Years and its resolutions.  Personally, I despise this day as a means to launch into some life changing persona.  My thoughts have always been that if I want to make positive changes in my life…why wait until New Years?  Please understand that I realize the importance of having a targeted date to begin this change.  But don’t you think that date should be determined by you…and not some silly calendar?

OK, so what is going to be your resolution for the coming year?  Should it be just one or maybe several?  What needs to change in my life for me to feel/look/be better?  Go ahead and put some thought into a resolution or two.  Keep your eyes out for parts 2 & 3 of this blog series.  Hopefully I can help improve that 12% success rate.

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