Author Archive
Monday, January 24th, 2011 by Charles Mayfield, CFP®
Your accountant does it. Your mortgage company does it. Why shouldn’t you take advantage of setting up a monthly accrual system to save for your annual expenses? Even just a little ...
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Tags: Accrual, budget tips, goal-setting, large purchases, luxury car, monthly accrual, planning ahead, salary deferral, save up for big expenses, Savings, systematic savings, Vacations
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Tuesday, January 18th, 2011 by Charles Mayfield, CFP®
Whether you’re checking luggage or accumulating travel miles, chances are you have seen an increase to your fees in recent years. As a financial planner, it’s old hat to educate clients ...
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Tags: ATM fees, avoid junk fees, bank fees, bank revenue, be smart about saving, Direct Deposit, fine print, inactivity fee, interchange fees, Saving Money
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Friday, January 14th, 2011 by Charles Mayfield, CFP®
Being cooped up in the house for a few days this past week got me thinking. How does one adequately prepare for lots of snow and ice? The south is especially ...
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Tags: cabin fever, ice-storm, snow, Storm preparation
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Monday, January 3rd, 2011 by Charles Mayfield, CFP®
A very Happy New Year to all of our clients, partners, friends and readers! Hopefully the holiday season went off without a hitch. After the champagne glasses and party hats have ...
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Tags: 401k, 401k mistakes, budgeting, IRA contributions, New Year's Resolutions, Organization, reallocation, Retirement plans, Roth IRA, systematic savings, tax filing
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Monday, December 27th, 2010 by Charles Mayfield, CFP®
All of us at Chappell, Mayfield & Associates are especially thankful for the opportunity to serve our clients. 2010 has been an amazing year full of challenges, victories and many blessings.
In ...
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Tags: 2011, Blessings, Blogs, Grattitude, holidays, New Year, Opportunity, Reflections on 2010, Retirement Planning
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Monday, November 8th, 2010 by Charles Mayfield, CFP®
"Bond Risks"
Bond Basics—Part 1: http://atlantaplanningguys.com/?p=1214
Bond Pricing—Part 2: http://atlantaplanningguys.com/?p=1229
Welcome or our final chapter of Bond Basics! As investors, we tend to assign less risk and more safety to these types of investments. ...
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Tags: Asset Allocation, Bond allocation, Bond ladders, Bond risk, Credit Risk, Default risk, Interest-rate risk, market risk
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Monday, November 1st, 2010 by Charles Mayfield, CFP®
"Bond Pricing"
As CERTIFIED FINANCIAL PLANNER™ professionals, our goal is not only to provide sound investment advice and services, but also to educate our clients, providing them will a full understanding of ...
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Tags: Bond duration, Bond maturity, bond pricing, Bond Yield, Bonds, coupon rate, creditworthiness, Default risk, Government bonds, Muni bonds, Par Value, prevailing interest rates, price and yield inversely related, tax incentives, tax-exempt bonds
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Monday, October 25th, 2010 by Charles Mayfield, CFP®
"Bond Basics"
Bonds are an integral part to any diversified portfolio. They add needed diversification to balance the volatility of stocks. In addition, the income they provide is a complement to the ...
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Tags: Agency Bonds, Bond duration, Bond maturity, Bond Yield, Bonds, Corporate Bonds, Coupon Date, coupon rate, high-yield bonds, Muni bonds, Par Value, Treasury Bills, Treasury bonds, Treasury notes
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Monday, October 11th, 2010 by Charles Mayfield, CFP®
Fifteen-year fixed rate mortgages averaged 3.72% last week (Oct 7), the lowest rate on record since Freddie Mac began tracking mortgage rates 39 years ago in 1971, according to Reuters and ...
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Tags: adjustable-rate mortgages, ARMs, credit history, credit report, credit score, currency intervention, currency war, Federal Reserve, fixed-rate mortgages, Freddie Mac, hidden fees, home ownership, homeowners insurance, low rates, paying points, QE, Quantitative Easing, Re-fi, Record mortgage rates, Refinancing, Treasury bonds, Treasury rates, unscrupulous lenders, weak dollar, “QE2”
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Monday, October 4th, 2010 by Charles Mayfield, CFP®
Last week we went over a few things to consider when unexpected money shows up on your doorstep. While that is a great financial “dilemma” to encounter, let’s focus for a ...
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Tags: Assisted Living Facilities, conflicting responsibilities, elder care, having children later, Long Term Care Insurance, planning ahead, Sandwich Generation, skilled nursing care, unskilled nursing care
Posted in Financial Planning, Long Term Care Insurance | No Comments »
