Posts Tagged ‘401k’
Thursday, June 9th, 2011 by Cass Chappell, CFP®
Fox 5 Atlanta asked us for some tips that parents could give their recent college graduate children about finance, spending, and saving (see the clip here). Here are my top five, ...
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Tags: 401k, Contributing to a 401(k), Financial Planning, Investing, investing fundamentals, investing philosophy, Investments, Retirement Planning, Savings, spending
Posted in Financial Planning, Uncategorized | No Comments »
Monday, January 3rd, 2011 by Charles Mayfield, CFP®
A very Happy New Year to all of our clients, partners, friends and readers! Hopefully the holiday season went off without a hitch. After the champagne glasses and party hats have ...
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Tags: 401k, 401k mistakes, budgeting, IRA contributions, New Year's Resolutions, Organization, reallocation, Retirement plans, Roth IRA, systematic savings, tax filing
Posted in Financial Planning, Investments | No Comments »
Monday, November 29th, 2010 by Cass Chappell, CFP®
How to take advantage of Net Unrealized Appreciation (NUA) in a 401(k)
Employer stock inside a 401(k), or other tax-deferred employer sponsored retirement plan, is quite common for employees of large publicly ...
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Tags: 401k, company stock, employer stock, net unrealized appreciation, NUA
Posted in Financial Planning, Investments | No Comments »
Monday, July 12th, 2010 by Cass Chappell, CFP®
When we meet with a client for the first time, the conversation quickly drifts to their employer’s retirement plan. The most common of these is the participant-directed Traditional 401(k), a qualified ...
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Tags: 401(k) match, 401k, 401k mistakes, 403(b), active investing, Contributing to a 401(k), Diversified Portfolio, dollar-cost-averaging, Matching contributions, passive investing, Performance Chasing, Qualified Retirement Plans, Retirement Contributions, Retirement plans, self-directed plans, SEP contributions, SIMPLE IRA, tax-deductible contributions, Tax-deferred investments, Top 5 lists
Posted in Investments | No Comments »
Monday, January 4th, 2010 by Charles Mayfield, CFP®
Happy New Year to everyone! As we are busy hanging up our new calendars, let's take a moment to cover some basic 'early year' strategies and action steps that can get ...
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Tags: 401k, books & records, Contributing to a 401(k), Flexible Spending Accounts, FSA, Health savings accounts, HSA, income tax deductions, Organization, Roth 2010, Roth conversion, Roth IRA, tax planning, Tax strategies
Posted in Financial Planning, Investments | No Comments »
Monday, December 7th, 2009 by Charles Mayfield, CFP®
Not since the sultry sounds of Robert Palmer in 1986 has the term 'Addicted' been associated with much of anything positive. It seems the term always carries a negative connotation and for ...
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Tags: 401k, Addiction, budgeting, caffeine, chocolate, coffee, gambling, Healthy Lifestyle, impulse purchases, money, obsession, online access, spending, Spontaneity, stress, tobacco, Travel, vacation
Posted in Financial Planning | No Comments »
Monday, October 5th, 2009 by Cass Chappell, CFP®
I find myself giving clients this piece of advice more than any other recommendation I make:
"Contribute to your retirement plan...as much as you can afford".
There is a caveat to that statement, ...
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Tags: 2009 maximum contribution, 401k, company match, employer match, optimal contribution, salary deferral, SIMPLE IRA
Posted in Financial Planning, Investments | No Comments »
Monday, June 15th, 2009 by Charles Mayfield, CFP®
The recent months in the equities market have seen some pretty serious returns. Are we over this slump? Is the future going to be bright from here on? If you know ...
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Tags: 401k, emerging market fund, hot mutual fund, invest for the long term, investing philosophy, market up since March, mutual funds, Performance Chasing, ride the rally, stay the course, stock market fluctuation, stock market investing, stock market rally
Posted in Investments | No Comments »
Monday, March 30th, 2009 by Charles Mayfield, CFP®
I got the "double dumb" phrase from one of my earliest career mentors, Bill Lohnes. Bill was the managing director with the company Cass and I worked with before starting our ...
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Tags: 401(k) match, 401k, all in cash, bailing out, corporate cutbacks, declining market, Diversification, dollar-cost-averaging, fear and greed, invest for the long term, Investing, Retirement Plan, Retirement Planning, securities, sideways market, Time in the market
Posted in Investments | No Comments »
Thursday, March 5th, 2009 by Cass Chappell, CFP®
I have been searching for ANY silver lining to the current stormy clouds that almost all investors have been weathering.
2010 should be an exciting year for investors who are still saving ...
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Tags: 401k, Conversion, income tax, IRA conversion, Retirement Planning, Roth conversion, Roth IRA, stock market investing, tax deductible, tax planning
Posted in Financial Planning, Investments, Roth IRAs | No Comments »
