Archive for the ‘Investments’ Category
Wednesday, March 6th, 2013 by Cass Chappell, CFP®
As you have probably heard, the Dow Jones Industrial Average closed at an all-time high yesterday (14,253.77). The previous high was achieved way back on October 9th, 2007 (14,164.53). If you ...
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Tags: Behavioral Finance, Diversification, Dow Jones, Financial Planning, Investments, Long Term Investing, Market Volatility
Posted in Behavioral Finance, Financial Planning, Investments | No Comments »
Monday, February 4th, 2013 by Cass Chappell, CFP®
Summary: Athletes earn their money very quickly. Their careers don’t last very long. They are very young when they retire and have unusually long “distribution phases”. Since they usually don’t earn ...
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Tags: broke, spending, sustainable withdrawal ratio
Posted in Behavioral Finance, Financial Planning | No Comments »
Tuesday, February 8th, 2011 by Cass Chappell, CFP®
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It’s time to see if they are right for you
3 Reasons to Consider SMAs
Executive Summary:
Once an investment vehicle for large institutions or the ultra wealthy, separately managed accounts (SMAs) are now ...
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Tags: "highest conviction" stocks, investment fees, investment taxation, Separately Managed Accounts, SMAs, tax loss harvesting, transparent fee structure
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Monday, January 3rd, 2011 by Charles Mayfield, CFP®
A very Happy New Year to all of our clients, partners, friends and readers! Hopefully the holiday season went off without a hitch. After the champagne glasses and party hats have ...
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Tags: 401k, 401k mistakes, budgeting, IRA contributions, New Year's Resolutions, Organization, reallocation, Retirement plans, Roth IRA, systematic savings, tax filing
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Monday, November 29th, 2010 by Cass Chappell, CFP®
How to take advantage of Net Unrealized Appreciation (NUA) in a 401(k)
Employer stock inside a 401(k), or other tax-deferred employer sponsored retirement plan, is quite common for employees of large publicly ...
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Tags: 401k, company stock, employer stock, net unrealized appreciation, NUA
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Monday, November 8th, 2010 by Charles Mayfield, CFP®
"Bond Risks"
Bond Basics—Part 1: http://atlantaplanningguys.com/?p=1214
Bond Pricing—Part 2: http://atlantaplanningguys.com/?p=1229
Welcome or our final chapter of Bond Basics! As investors, we tend to assign less risk and more safety to these types of investments. ...
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Tags: Asset Allocation, Bond allocation, Bond ladders, Bond risk, Credit Risk, Default risk, Interest-rate risk, market risk
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Monday, November 1st, 2010 by Charles Mayfield, CFP®
"Bond Pricing"
As CERTIFIED FINANCIAL PLANNER™ professionals, our goal is not only to provide sound investment advice and services, but also to educate our clients, providing them will a full understanding of ...
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Tags: Bond duration, Bond maturity, bond pricing, Bond Yield, Bonds, coupon rate, creditworthiness, Default risk, Government bonds, Muni bonds, Par Value, prevailing interest rates, price and yield inversely related, tax incentives, tax-exempt bonds
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Monday, October 25th, 2010 by Charles Mayfield, CFP®
"Bond Basics"
Bonds are an integral part to any diversified portfolio. They add needed diversification to balance the volatility of stocks. In addition, the income they provide is a complement to the ...
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Tags: Agency Bonds, Bond duration, Bond maturity, Bond Yield, Bonds, Corporate Bonds, Coupon Date, coupon rate, high-yield bonds, Muni bonds, Par Value, Treasury Bills, Treasury bonds, Treasury notes
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Monday, July 12th, 2010 by Cass Chappell, CFP®
When we meet with a client for the first time, the conversation quickly drifts to their employer’s retirement plan. The most common of these is the participant-directed Traditional 401(k), a qualified ...
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Tags: 401(k) match, 401k, 401k mistakes, 403(b), active investing, Contributing to a 401(k), Diversified Portfolio, dollar-cost-averaging, Matching contributions, passive investing, Performance Chasing, Qualified Retirement Plans, Retirement Contributions, Retirement plans, self-directed plans, SEP contributions, SIMPLE IRA, tax-deductible contributions, Tax-deferred investments, Top 5 lists
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Tuesday, July 6th, 2010 by Charles Mayfield, CFP®
From time to time, our clients come to us with plans to make a big recreational purchase or inheritance checks that they want to deposit into their accounts. Understanding the impact ...
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Tags: Distribution strategy, dollar-cost-averaging, Portfolio distributions, Retirement Distributions, sustainable withdrawal ratio, sustainable withdrawals
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