Author Archive
Friday, September 24th, 2010 by Charles Mayfield, CFP®
Our population is aging, the baby boomers are retiring and the only certainties still seem to be death and taxes. We have seen quite a few boomer clients who have lost ...
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Tags: death taxes, estate planning, Estate Taxes, financial windfall, Inheritance, legacy, Probate, tax impact, tax planning, winning the lottery
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Monday, August 2nd, 2010 by Charles Mayfield, CFP®
I’ve always been one to focus my attention on the silver lining of any cloud. In times of economic struggle, many of us look to tighten our belts to weather the ...
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Tags: "how to", budget, budgeting, credit cards, debt relief, Economic crisis, family budget, high interest rate, impulse purchases, Saving
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Monday, July 26th, 2010 by Charles Mayfield, CFP®
Health Insurance has certainly been a hot button for many Americans in recent months. Premiums continue to climb and so many questions remain unanswered regarding the recently passed health care reform—the ...
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Tags: Brand Formulary, co-pays, coinsurance, deductibles, Group health insurance, health care, health care expenses, health care reform effects, Health Insurance, Health Insurance Network, insurance deductible, Insurance gotchas, Major Medical Claim, Network benefits, Obamacare, prescription coverage
Posted in Health Insurance, Insurance | No Comments »
Tuesday, July 6th, 2010 by Charles Mayfield, CFP®
From time to time, our clients come to us with plans to make a big recreational purchase or inheritance checks that they want to deposit into their accounts. Understanding the impact ...
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Tags: Distribution strategy, dollar-cost-averaging, Portfolio distributions, Retirement Distributions, sustainable withdrawal ratio, sustainable withdrawals
Posted in Investments | No Comments »
Monday, June 28th, 2010 by Charles Mayfield, CFP®
In keeping with the mindset that an Investment Dashboard should be a turnkey tool, providing all the relevant information pertinent to making sound decisions for a client’s portfolio, it only makes ...
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Tags: alternative investments, Asset Allocation, Distribution strategy, Diversification, IRA distributions, Outliving your money, Portfolio distributions, Safe Retirement withdrawals, sustainable withdrawal ratio, sustainable withdrawals
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Monday, June 21st, 2010 by Charles Mayfield, CFP®
Evaluating a portfolio’s holdings is tricky business. In our previous discussion, we focused our attention on performance versus benchmarks and peers. Knowing that a manager performed better than their benchmark and/or ...
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Tags: Benchmarks, Downside Capture Ratio, Risk, Risk vs. Return, Stock Market Index, stock market investing, Upside Capture Ratio, Volatility
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Monday, June 14th, 2010 by Charles Mayfield, CFP®
In our initial Chappell Mayfield Investment Dashboard™ post several weeks ago, we gave a broad overview of the proprietary tool that we, as financial planners, created to help our clients understand ...
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Tags: Chappell Mayfield Investment Dashboard, client reviews, Investing, Investment Dashboard, investment metrics, performance measurement, Performance relative to peers, relative performance, standardized performance
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Monday, June 7th, 2010 by Charles Mayfield, CFP®
As warmer months approach, many of us get the itch to travel. Summer is a traditional time to spend on the road with family and friends. With the Internet at your ...
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Tags: Auto Club, Dining Out, road trip, roadside assistance, Savings, Travel, Travel Agent, Vacation Rentals
Posted in Uncategorized | No Comments »
Tuesday, June 1st, 2010 by Charles Mayfield, CFP®
Summer presents a fantastic opportunity to treat your taste buds to tons of fresh produce. All the craze, in recent years, seems to be focused on the ‘organic’ movement when it ...
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Tags: farmer's market, fresh produce, organic food, organic produce
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Monday, May 24th, 2010 by Charles Mayfield, CFP®
In recent weeks, Cass and I have devoted a great deal of time talking about the unique opportunities for our clients in 2010 regarding taxes. From Roth IRAs to Long Term ...
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Tags: Capital Gains Taxes, dividends, favorable tax treatment, future tax brackets, Long Term Capital Gains, tax brackets, tax cuts, tax planning, tax-exempt investments, taxes on ordinary dividends
Posted in Financial Planning, Investments | No Comments »
