Archive for the ‘Financial Planning’ Category
Monday, October 4th, 2010 by Charles Mayfield, CFP®
Last week we went over a few things to consider when unexpected money shows up on your doorstep. While that is a great financial “dilemma” to encounter, let’s focus for a ...
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Tags: Assisted Living Facilities, conflicting responsibilities, elder care, having children later, Long Term Care Insurance, planning ahead, Sandwich Generation, skilled nursing care, unskilled nursing care
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Friday, September 24th, 2010 by Charles Mayfield, CFP®
Our population is aging, the baby boomers are retiring and the only certainties still seem to be death and taxes. We have seen quite a few boomer clients who have lost ...
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Tags: death taxes, estate planning, Estate Taxes, financial windfall, Inheritance, legacy, Probate, tax impact, tax planning, winning the lottery
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Thursday, August 19th, 2010 by Cass Chappell, CFP®
Late this July, President Obama signed the Financial Regulation (FinReg) bill into law, the largest reform of Wall Street since the New Deal. The nearly 900 page piece of legislation is ...
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Tags: Big banks, Broker-Dealer, Consumer Financial Protection Bureau, consumer safeguards, Dodd-Frank, fiduciary standards, Fin-Reg, Financial Reform, Financial Regulation, financial responsibility, Reform, SEC, TARP, Wall Street
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Monday, August 2nd, 2010 by Charles Mayfield, CFP®
I’ve always been one to focus my attention on the silver lining of any cloud. In times of economic struggle, many of us look to tighten our belts to weather the ...
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Tags: "how to", budget, budgeting, credit cards, debt relief, Economic crisis, family budget, high interest rate, impulse purchases, Saving
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Monday, July 19th, 2010 by Cass Chappell, CFP®
When I meet with a prospective client for the first time one of my first questions of them is about retirement. I am curious to know how they anticipate living off ...
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Tags: Asset Allocation, Bonds, Fixed Income investing, Retirement, Retirement Planning, Retirement Withdrawals, Safe Retirement withdrawals, Stock, sustainable withdrawal ratio, sustainable withdrawals
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Monday, May 24th, 2010 by Charles Mayfield, CFP®
In recent weeks, Cass and I have devoted a great deal of time talking about the unique opportunities for our clients in 2010 regarding taxes. From Roth IRAs to Long Term ...
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Tags: Capital Gains Taxes, dividends, favorable tax treatment, future tax brackets, Long Term Capital Gains, tax brackets, tax cuts, tax planning, tax-exempt investments, taxes on ordinary dividends
Posted in Financial Planning, Investments | No Comments »
Tuesday, April 6th, 2010 by Cass Chappell, CFP®
My official "stance" on the Roth Conversion opportunity
Executive Summary:
It’s at the bottom of this post. But, read the whole article…it’ll be more fun.
In a prior post, I showed how using funds ...
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Tags: future tax brackets, Investor Fear, IRA distributions, opportunity cost of waiting, Pay now or Pay later, Roth 2010, Roth contributions, Roth conversion, Roth Conversion Opportunity, Roth IRA, Roth IRA Conversion, Roth opportunity, side account, Tax-free withdrawals
Posted in Financial Planning, Roth IRAs | No Comments »
Monday, January 25th, 2010 by Cass Chappell, CFP®
Note from the author: This is the first of many blogs dealing with the 2010 tax rule allowing anyone to convert traditional retirement funds into a Roth IRA. The decision whether ...
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Tags: Roth 2010, Roth conversion, Roth conversion calculator, Roth IRA, Roth IRA Conversion
Posted in Financial Planning, Investments, Roth IRAs | No Comments »
Monday, January 4th, 2010 by Charles Mayfield, CFP®
Happy New Year to everyone! As we are busy hanging up our new calendars, let's take a moment to cover some basic 'early year' strategies and action steps that can get ...
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Tags: 401k, books & records, Contributing to a 401(k), Flexible Spending Accounts, FSA, Health savings accounts, HSA, income tax deductions, Organization, Roth 2010, Roth conversion, Roth IRA, tax planning, Tax strategies
Posted in Financial Planning, Investments | No Comments »
Thursday, December 17th, 2009 by Charles Mayfield, CFP®
No, I'm not talking about shopping for presents. Hopefully, you have already knocked out all of your trips to the stores. However, there are other matters which should be handled before ...
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Tags: "use it or lose it", 401(k) catch-up contributions, Charitable Giving, Flexible Spending Accounts, FSA, gifting, Year-End checklist
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