Author Archive
Thursday, August 19th, 2010 by Cass Chappell, CFP®
Late this July, President Obama signed the Financial Regulation (FinReg) bill into law, the largest reform of Wall Street since the New Deal. The nearly 900 page piece of legislation is ...
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Tags: Big banks, Broker-Dealer, Consumer Financial Protection Bureau, consumer safeguards, Dodd-Frank, fiduciary standards, Fin-Reg, Financial Reform, Financial Regulation, financial responsibility, Reform, SEC, TARP, Wall Street
Posted in Financial Planning | No Comments »
Monday, July 19th, 2010 by Cass Chappell, CFP®
When I meet with a prospective client for the first time one of my first questions of them is about retirement. I am curious to know how they anticipate living off ...
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Tags: Asset Allocation, Bonds, Fixed Income investing, Retirement, Retirement Planning, Retirement Withdrawals, Safe Retirement withdrawals, Stock, sustainable withdrawal ratio, sustainable withdrawals
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Monday, July 12th, 2010 by Cass Chappell, CFP®
When we meet with a client for the first time, the conversation quickly drifts to their employer’s retirement plan. The most common of these is the participant-directed Traditional 401(k), a qualified ...
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Tags: 401(k) match, 401k, 401k mistakes, 403(b), active investing, Contributing to a 401(k), Diversified Portfolio, dollar-cost-averaging, Matching contributions, passive investing, Performance Chasing, Qualified Retirement Plans, Retirement Contributions, Retirement plans, self-directed plans, SEP contributions, SIMPLE IRA, tax-deductible contributions, Tax-deferred investments, Top 5 lists
Posted in Investments | No Comments »
Monday, May 17th, 2010 by Cass Chappell, CFP®
The biggest difference between the two types of accounts has to do with taxation.
For the purposes of this discussion, and in all blog entries on our site, the term “Traditional IRA” ...
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Tags: high income earner, Income Limits, IRA contribution limits, IRA contributions, IRA Rollovers, IRA types, Roth IRA, tax-deductible contributions, Traditional IRA
Posted in Investments, Roth IRAs | No Comments »
Tuesday, May 11th, 2010 by Cass Chappell, CFP®
Like many great ‘client friendly’ tools, the Chappell Mayfield Investment Dashboard™ was born out of necessity. During our quarterly and annual investment reviews, it became apparent that we were inundating our ...
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Tags: Chappell Mayfield Investment Dashboard, Client Review, Investment Dashboard, Investment performance, Performance reporting, Performance Review, Quarterly Performance Review
Posted in Investments | No Comments »
Thursday, April 29th, 2010 by Cass Chappell, CFP®
Over 26,000 racehorses were foaled in 2007. On Saturday, May 1st, twenty of them will “Run for the Roses”. One will win.
That horse will be #1, Lookin at Lucky, with Jockey Garrett ...
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Tags: 2010 Derby, 2010 Kentucky Derby, Derby Predictions, First Saturday in May, Kentucky Derby, Ky Derby, Run for the Roses
Posted in Uncategorized | No Comments »
Tuesday, April 6th, 2010 by Cass Chappell, CFP®
My official "stance" on the Roth Conversion opportunity
Executive Summary:
It’s at the bottom of this post. But, read the whole article…it’ll be more fun.
In a prior post, I showed how using funds ...
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Tags: future tax brackets, Investor Fear, IRA distributions, opportunity cost of waiting, Pay now or Pay later, Roth 2010, Roth contributions, Roth conversion, Roth Conversion Opportunity, Roth IRA, Roth IRA Conversion, Roth opportunity, side account, Tax-free withdrawals
Posted in Financial Planning, Roth IRAs | No Comments »
Monday, March 8th, 2010 by Cass Chappell, CFP®
[If you are an investor who makes more than the income limit for contributions to a Roth IRA - this MAY be for you!]
Many people have Roth IRA's that they opened ...
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Tags: AGI limit, Convert Rollover IRAs, high income earner, Income Limits, Non-deductible IRAs, Roth "work-around" solution, Roth 2010, Roth contributions, Roth conversion, Roth IRA, Roth IRA Conversion
Posted in Roth IRAs | No Comments »
Friday, February 5th, 2010 by Cass Chappell, CFP®
The decision to convert Traditional IRA funds (or a 401k) to a Roth IRA can be a difficult decision. In many cases it involves the use of several assumptions. Changing those ...
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Tags: Roth 2010, Roth conversion, Roth conversion calculator, Roth IRA, Roth IRA Conversion
Posted in Roth IRAs | No Comments »
Monday, January 25th, 2010 by Cass Chappell, CFP®
Note from the author: This is the first of many blogs dealing with the 2010 tax rule allowing anyone to convert traditional retirement funds into a Roth IRA. The decision whether ...
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Tags: Roth 2010, Roth conversion, Roth conversion calculator, Roth IRA, Roth IRA Conversion
Posted in Financial Planning, Investments, Roth IRAs | No Comments »
