Archive for the ‘Financial Planning’ Category
Monday, December 7th, 2009 by Charles Mayfield, CFP®
Not since the sultry sounds of Robert Palmer in 1986 has the term 'Addicted' been associated with much of anything positive. It seems the term always carries a negative connotation and for ...
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Tags: 401k, Addiction, budgeting, caffeine, chocolate, coffee, gambling, Healthy Lifestyle, impulse purchases, money, obsession, online access, spending, Spontaneity, stress, tobacco, Travel, vacation
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Monday, November 16th, 2009 by Charles Mayfield, CFP®
If you should happen to catch a glimpse of Santa this holiday season...take a look at that big belt he is wearing. Chances are he has cinched that thing in a ...
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Tags: belt-tightening, budgeting, Christmas gifts, Christmas shopping, gifting, giving, goal-setting, Holiday season, presents, Santa, shopping, spending
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Monday, November 2nd, 2009 by Cass Chappell, CFP®
A comparison of popular gifting strategies
Summary:
· If the gift is meant to be used in 18 years (in the case of a college education) or more, I tend to favor strategies ...
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Tags: 529 Plans, 529 Savings Plans, College Planning, College Savings, College Savings Plans, financial aid, generation-skipping gifts, gifting, gifting to minors, investing for college, Life Insurance, multi-generational wealth, newborn baby, Saving for College, UGMA accounts, UTMA, wealth building
Posted in Financial Planning, Investments | No Comments »
Monday, October 5th, 2009 by Cass Chappell, CFP®
I find myself giving clients this piece of advice more than any other recommendation I make:
"Contribute to your retirement plan...as much as you can afford".
There is a caveat to that statement, ...
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Tags: 2009 maximum contribution, 401k, company match, employer match, optimal contribution, salary deferral, SIMPLE IRA
Posted in Financial Planning, Investments | No Comments »
Monday, March 23rd, 2009 by Charles Mayfield, CFP®
It is no surprise that public figures make an easy target for ridicule when things go south. I read an article on MSN.com recently throwing Suze Orman under the bus. It points out ...
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Tags: Advice, Financial Experts, financial gurus, Financial Planning, Goals, Guidance, media, Personal Financial Planning, Professional advice, Suze Orman, TV personalities
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Thursday, March 5th, 2009 by Cass Chappell, CFP®
I have been searching for ANY silver lining to the current stormy clouds that almost all investors have been weathering.
2010 should be an exciting year for investors who are still saving ...
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Tags: 401k, Conversion, income tax, IRA conversion, Retirement Planning, Roth conversion, Roth IRA, stock market investing, tax deductible, tax planning
Posted in Financial Planning, Investments, Roth IRAs | No Comments »
Wednesday, January 14th, 2009 by Cass Chappell, CFP®
As financial planners, we are frequently asked about “sustainable withdrawal ratios”, or in other words, “How much money do I need to retire?”
It seems as if there are as many articles ...
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Tags: 2008, investing for the long haul, market history, market swings, nest egg, Retirement Income, retirement philosophy, Retirement Withdrawals, stock market investing, sustainable withdrawal ratio, William Bengen, Year in Review
Posted in Financial Planning, Investments | No Comments »
Monday, January 5th, 2009 by Charles Mayfield, CFP®
We have laid a solid foundation for accomplishing your New Years Resolution. Let's close out this article with some real life examples for you and a few more tips for the ...
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Tags: accomplishments, Affirmations, goal-setting, Goals, New Year's Resolutions, Personal Goals, Planning
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Monday, December 29th, 2008 by Charles Mayfield, CFP®
Let’s talk about the particular aspects of a New Years Resolution and how someone should approach setting one. The first thing I would like to get out of the way is ...
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Tags: financial discipline, goal-setting, Goals, lifestyle changes, Personal Goals, Resolutions, Saving
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Monday, December 22nd, 2008 by Charles Mayfield, CFP®
We have all made at least one in our lives...more than likely several each year. The New Years Resolution has long been the quintessential method by which we attempt to remove ...
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Tags: accomplishments, goal-setting, Goals, lifestyle changes, New Year's Resolutions
Posted in Financial Planning | No Comments »
